Insurance Agents- Preferred Agents and Broker Program
Company: Markel Group
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Essex Insurance Company
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Markel Insurance Company
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Evanston Insurance Company
Basis: Admitted in NJ and NY FTZ
Non admitted all other states (inc DC)
Where written: All States
Coverage highlights:
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Claims made and reported
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Automatic 60 day ERP extension
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Claims cost in addition to Limit
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Aggregate Deductible
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First dollar defense (deductible only applies to loss)
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Punitive and Exemplary (where permitted by law)
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Supplementary payments: In Addition to Limit at zero deductible
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Spousal coverage
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Advertising liability
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Unfair competition, Public disclosure, Deceptive trade practices
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Infringement of copyright plagiarism, misdirection of financial and medical records
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Lecturer / Educator and Expert witness coverage
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Disciplinary Up to $50,000 per policy period
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Loss of Earnings Up to $50,000 per policy period
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Pre Claims Assistance Up to $10,000 per policy period
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Automatic coverage for Independent Contractors
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Insolvency coverage B+ or better (at time of placement)
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ERP option 1 to 5 years
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Arbitration/Mediation settlements reduced deductible by 75% (or $25,000 whichever is less)
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Full contractual liability (follow fortune) iro Brokerage /Claims agreement with Insurers
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Pre claim hotline
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Minimum premium $5,000
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Minimum deductible $5,000
What do we not write
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Distressed business
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